I had this bike on my wishlist for while and finally broke down and purchased it. Now I don't no why I waited as long as I did! This bike is well worth the price considering all you get. It is comfortable to ride, the seat is nice and bouncy, the shifter is easy to operate, and it has coaster brakes! I did order the fenders to install along with the initial installation. As far as assembly, well, that went very smoothly and quickly. It took me about an hour to assemble and to put on the fenders, but I also took a couple of breaks. I have already recommended this bike to several co-workers and am very happy that I made the purchase. I will admit that I haven't found a use for the first gear on this bike as I live in a relatively flat area. The second gear is good for slow, enjoyable rides, and third gear is great for cardio activity and to really get going...I have topped out at 20MPH. This isn't a racing bike, it is designed for comfort and fun. Personally, I think it looks great and it rides really well. Again, if you are looking for a nice, comfortable, fun bike, this is it.